Terms and Conditions
Effective Date: 01-04-2026
Welcome to ATM Creations. By accessing or using our website, services, courses, and products, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.
1. Acceptance of Terms
By using this website, you confirm that you agree to these Terms and Conditions. If you do not agree, please do not use our website or services.
2. Use of Website
You agree to use this website only for lawful purposes. You must not:
- Use the site in any way that may cause damage or disruption
- Attempt unauthorized access to any part of the website
- Use content for commercial purposes without prior permission
3. Courses and Coaching
- All courses, workshops, and coaching programs are intended for personal learning purposes only
- Course access details will be provided after successful payment
- Sharing login credentials or course materials is strictly prohibited
- ATM Creations reserves the right to revoke access in case of misuse
4. Payments and Pricing
- All prices are listed in INR and are subject to change without prior notice
- Payments must be made through authorized payment gateways
- ATM Creations is not responsible for transaction failures caused by third-party payment providers
5. Refund Policy
- Due to the digital nature of courses and coaching programs, no refunds will be provided once access is granted
- For physical products, replacements or refunds will be considered only in case of valid damage or issues
6. Ecommerce (Products)
- Product descriptions and images are provided as accurately as possible; however, minor variations may occur
- Orders will be processed only after payment confirmation
- Availability of products is subject to stock
7. Shipping Policy
- Shipping timelines will be communicated at the time of purchase
- Delivery delays caused by courier partners are beyond our control
- Customers are responsible for providing accurate shipping details
8. User Submissions
Any information submitted through forms, messages, or testimonials must be accurate.
ATM Creations reserves the right to use testimonials and feedback for marketing and promotional purposes.
9. Communication
By providing your contact details, you consent to receive communications via email, phone, or WhatsApp regarding services, updates, and offers.
You may opt out at any time by contacting us.
10. Privacy
Your personal information is handled in accordance with our Privacy Policy. We take reasonable measures to ensure data security.
11. Limitation of Liability
ATM Creations shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of our website, products, or services.
12. Intellectual Property
All content on this website, including course materials, images, text, and designs, is the property of ATM Creations.
Unauthorized use, reproduction, or distribution is strictly prohibited.
13. Third-Party Links
This website may include links to third-party platforms. ATM Creations is not responsible for the content, policies, or practices of such external websites.
14. Changes to Terms
ATM Creations reserves the right to modify these Terms and Conditions at any time. Updates will be effective immediately upon posting on this page.
15. Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of India. Jurisdiction shall lie in Bangalore.
16. Contact Information
ATM Creations
Email: support@atmcreations.com
Phone / WhatsApp: +91 78299 02114
Location: Bangalore